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Yousra Diab
Corporate Banking Manager at HSBC
Introduction Video
Summary
Education
Master of Business Administration (MBA), The American University in Cairo, 2006
Bachelor of Arts (B.A.) Business Administration, Management and Operations, The American University in Cairo, 2003
Bachelor of Arts (B.A.) Business Administration, Management and Operations, The American University in Cairo, 2003
Experience
Relationship Manager, HSBC
•Manage a portfolio of clients in diversified industries
•Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill uncovered banking needs
•Analyze and evaluate the financial position of corporate clients and their corresponding industries to grant the suitable credit facilities and determine the necessary collaterals
•Increase internal efficiency through the elimination of overdue reviews, missing securities and exception returns, and prepare the corresponding reports
•Maximize account profitability through enhancing non-funded income and ancillary business
•Prospect new to bank corporate clients in order to achieve preset targets
•Ensure that clients are continuously abiding by the predetermined conditions of the extended facilities ensuring that the bank’s policies and procedures are accurately followed
•Work on conventional transactions as well as Islamic (Amanah) facility structures
Senior Analyst, Abu Dhabi Islamic Bank, 5/2010-3/2011
•Initiated and renewed Islamic credit facilities for banks in the MENA region and conducted the relevant financial analysis
•Identified and monitored the risks related to different financial institutions and conducted active due diligence for early warning recognition and cancellation of facilities if needed
•Acquired trade finance business from different banks in the portfolio mainly banks in UAE and the Middle East region
•Acted as a team supervisor for the department staff (2 members), to provide guidance and contribute to their professional development
•Prospected and identified business opportunities for corporate clients outside the UAE and conducted the necessary financial analysis to grant credit facilities
]Assistant Relationship Manager, HSBC, 3/2007-11/2009
•Assisted the RM managing a portfolio of over 35 clients achieving a growth of 38% in 2 years
•Closely studied corporate clients' needs to grant different types of bank facilities: Working Capital facilities, Medium Term Loans, Guarantee Lines and Import Lines
•Conducted sales calls with industry leaders in the portfolio and secured 8 new to bank clients in 2 years
•Structured credit proposals with detailed financial and industry analyses
•Monitored the utilization of the credit facilities and operated the accounts
•Drafted facilities' contracts and term sheets along with related documentation
•Manage a portfolio of clients in diversified industries
•Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill uncovered banking needs
•Analyze and evaluate the financial position of corporate clients and their corresponding industries to grant the suitable credit facilities and determine the necessary collaterals
•Increase internal efficiency through the elimination of overdue reviews, missing securities and exception returns, and prepare the corresponding reports
•Maximize account profitability through enhancing non-funded income and ancillary business
•Prospect new to bank corporate clients in order to achieve preset targets
•Ensure that clients are continuously abiding by the predetermined conditions of the extended facilities ensuring that the bank’s policies and procedures are accurately followed
•Work on conventional transactions as well as Islamic (Amanah) facility structures
Senior Analyst, Abu Dhabi Islamic Bank, 5/2010-3/2011
•Initiated and renewed Islamic credit facilities for banks in the MENA region and conducted the relevant financial analysis
•Identified and monitored the risks related to different financial institutions and conducted active due diligence for early warning recognition and cancellation of facilities if needed
•Acquired trade finance business from different banks in the portfolio mainly banks in UAE and the Middle East region
•Acted as a team supervisor for the department staff (2 members), to provide guidance and contribute to their professional development
•Prospected and identified business opportunities for corporate clients outside the UAE and conducted the necessary financial analysis to grant credit facilities
]Assistant Relationship Manager, HSBC, 3/2007-11/2009
•Assisted the RM managing a portfolio of over 35 clients achieving a growth of 38% in 2 years
•Closely studied corporate clients' needs to grant different types of bank facilities: Working Capital facilities, Medium Term Loans, Guarantee Lines and Import Lines
•Conducted sales calls with industry leaders in the portfolio and secured 8 new to bank clients in 2 years
•Structured credit proposals with detailed financial and industry analyses
•Monitored the utilization of the credit facilities and operated the accounts
•Drafted facilities' contracts and term sheets along with related documentation
Interests
Photography, Diving (PADI Open Water Certified), Yoga (Registered 200 Hours Yoga Teacher)
Recommendations
Summary
Education
Master of Business Administration (MBA), The American University in Cairo, 2006
Bachelor of Arts (B.A.) Business Administration, Management and Operations, The American University in Cairo, 2003
Bachelor of Arts (B.A.) Business Administration, Management and Operations, The American University in Cairo, 2003
Experience
Relationship Manager, HSBC
•Manage a portfolio of clients in diversified industries
•Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill uncovered banking needs
•Analyze and evaluate the financial position of corporate clients and their corresponding industries to grant the suitable credit facilities and determine the necessary collaterals
•Increase internal efficiency through the elimination of overdue reviews, missing securities and exception returns, and prepare the corresponding reports
•Maximize account profitability through enhancing non-funded income and ancillary business
•Prospect new to bank corporate clients in order to achieve preset targets
•Ensure that clients are continuously abiding by the predetermined conditions of the extended facilities ensuring that the bank’s policies and procedures are accurately followed
•Work on conventional transactions as well as Islamic (Amanah) facility structures
Senior Analyst, Abu Dhabi Islamic Bank, 5/2010-3/2011
•Initiated and renewed Islamic credit facilities for banks in the MENA region and conducted the relevant financial analysis
•Identified and monitored the risks related to different financial institutions and conducted active due diligence for early warning recognition and cancellation of facilities if needed
•Acquired trade finance business from different banks in the portfolio mainly banks in UAE and the Middle East region
•Acted as a team supervisor for the department staff (2 members), to provide guidance and contribute to their professional development
•Prospected and identified business opportunities for corporate clients outside the UAE and conducted the necessary financial analysis to grant credit facilities
]Assistant Relationship Manager, HSBC, 3/2007-11/2009
•Assisted the RM managing a portfolio of over 35 clients achieving a growth of 38% in 2 years
•Closely studied corporate clients' needs to grant different types of bank facilities: Working Capital facilities, Medium Term Loans, Guarantee Lines and Import Lines
•Conducted sales calls with industry leaders in the portfolio and secured 8 new to bank clients in 2 years
•Structured credit proposals with detailed financial and industry analyses
•Monitored the utilization of the credit facilities and operated the accounts
•Drafted facilities' contracts and term sheets along with related documentation
•Manage a portfolio of clients in diversified industries
•Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill uncovered banking needs
•Analyze and evaluate the financial position of corporate clients and their corresponding industries to grant the suitable credit facilities and determine the necessary collaterals
•Increase internal efficiency through the elimination of overdue reviews, missing securities and exception returns, and prepare the corresponding reports
•Maximize account profitability through enhancing non-funded income and ancillary business
•Prospect new to bank corporate clients in order to achieve preset targets
•Ensure that clients are continuously abiding by the predetermined conditions of the extended facilities ensuring that the bank’s policies and procedures are accurately followed
•Work on conventional transactions as well as Islamic (Amanah) facility structures
Senior Analyst, Abu Dhabi Islamic Bank, 5/2010-3/2011
•Initiated and renewed Islamic credit facilities for banks in the MENA region and conducted the relevant financial analysis
•Identified and monitored the risks related to different financial institutions and conducted active due diligence for early warning recognition and cancellation of facilities if needed
•Acquired trade finance business from different banks in the portfolio mainly banks in UAE and the Middle East region
•Acted as a team supervisor for the department staff (2 members), to provide guidance and contribute to their professional development
•Prospected and identified business opportunities for corporate clients outside the UAE and conducted the necessary financial analysis to grant credit facilities
]Assistant Relationship Manager, HSBC, 3/2007-11/2009
•Assisted the RM managing a portfolio of over 35 clients achieving a growth of 38% in 2 years
•Closely studied corporate clients' needs to grant different types of bank facilities: Working Capital facilities, Medium Term Loans, Guarantee Lines and Import Lines
•Conducted sales calls with industry leaders in the portfolio and secured 8 new to bank clients in 2 years
•Structured credit proposals with detailed financial and industry analyses
•Monitored the utilization of the credit facilities and operated the accounts
•Drafted facilities' contracts and term sheets along with related documentation
Interests
Photography, Diving (PADI Open Water Certified), Yoga (Registered 200 Hours Yoga Teacher)